Purchasing a home is an exciting milestone. We are here to help make the process as seamless as possible. We strive to always be available to you and answer all your questions.
Download our HomeBuyer’s Guide
This guide contains helpful checklists, mortgage terms, tips, and tricks to guide you through your first home search.
Loan Options for First-Time Homebuyers
An FHA loan is a loan that typically requires a lower down payment which is usually beneficial to first time home buyers, to read more about this program click HERE.
Conventional loans offer several different down payment options and do not require mortgage insurance. Read more about conventional loans HERE.
If you are a veteran, utilizing your benefits to obtain a VA Loan can be a great way to get a home loan with limited closing costs. Read more about VA Loans HERE.
What is a DPA Loan?
A DPA Loan is designed for those who need assistance with the down payment costs. Often times a borrower will qualify in all other aspects of a loan but will not have enough cash on hand for a down payment. Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.